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Your road to retirement begins here.

Put your equity compensation to work for your future self.

No matter where you are in life, retirement matters.

Whether you're starting to save for retirement now or are well on your way, your equity can give you the boost you need to approach planning with confidence.

  • CALCULATOR

    Saving enough for retirement? Find out now.

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    Answer some basic financial questions, and the Retirement Savings Calculator can let you know if you're on the right track to retire—or if you need to update your retirement savings strategy.

    Try the calculator
  • ESTIMATED READING TIME: 2 MIN

    The case for having an IRA and a 401(k).

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    A 401(k) is often thought to be the backbone of retirement savings. Adding an IRA to your financial plan can help you save even more. Determine which IRA may be right for you based on filing status, income, and other important factors.

    Learn more about saving for retirement
  • ESTIMATED READING TIME: 2 MIN

    How waiting to save for retirement could cost you.

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    Time is money—especially when it comes to putting away funds for retirement. The sooner you begin saving, the more advantages you'll have. Want to save as much as you can?

    Find out how to save more

IRAs can help you meet your retirement goals.

Individual Retirement Accounts (IRAs) can complement a 401(k) or other employer-sponsored retirement plan. Traditional, Roth, and Rollover IRAs are all solid choices, depending on your needs and goals. And if you open an IRA with Schwab, you can count on 24/7 professional guidance, online tools and resources, and $0 online listed equity trades backed by our Satisfaction Guarantee.

Learn more about IRA options
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Go deeper with Schwab's insights and education.

Go deeper with Schwab's insights and education.

Our insights library includes a wealth of straightforward resources covering investing, trading, tax-smart retirement planning, and more.

Visit the insights library

 

Schwab Satisfaction Guarantee: If you are not completely satisfied for any reason, at your request Charles Schwab & Co., Inc. ("Schwab"), Charles Schwab Bank, SSB ("Schwab Bank"), or another Schwab affiliate, as applicable, will refund any eligible fee related to your concern. Refund requests must be received within 90 days of the date the fee was charged. Two kinds of "Fees" are eligible for this guarantee: (1) "Program Fees" for the Schwab Wealth Advisory ("SWA"), Schwab Managed Portfolios™ ("SMP"), Schwab Intelligent Portfolios Premium® ("SIP Premium"), and Managed Account Connection® ("Connection") investment advisory services sponsored by Schwab (together, the "Participating Services"); and (2) commissions and fees listed in the Charles Schwab Pricing Guide for Individual Investors or the Charles Schwab Bank Pricing Guide.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

Investing involves risk, including loss of principal.

Standard online $0 commission does not apply to over-the-counter (OTC) equities, transaction-fee mutual funds, futures, fixed-income investments, or trades placed directly on a foreign exchange or in the Canadian market.
Options trades will be subject to the standard $0.65 per-contract fee. Service charges apply for trades placed through a broker ($25) or by automated phone ($5). Exchange process, ADR, and Stock Borrow fees still apply. See the Charles Schwab Pricing Guide for Individual Investors for full fee and commission schedules.

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Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value

The Charles Schwab Corporation provides a full range of brokerage, banking and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (Member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade, maintenance, or for other reasons.

This site is designed for U.S. residents. Non-U.S. residents are subject to country-specific restrictions. Learn more about our services for non-U.S. residents.

Not all products, services, or investments are available in all countries. Nothing on this website is an offer to sell or a solicitation of an offer to buy securities, products or service, by any person or entity in any jurisdiction or country where such distribution or us would be contrary to law or regulation.

© 2023 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. Unauthorized access is prohibited. Usage will be monitored.

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