Let your equity help you on the road to retirement.
Whether you're starting to save for retirement now or are well on your way, your equity can give you the boost you need to approach planning with confidence.
Estimating your retirement savings
Do you have enough for retirement?
Determining if you have enough for retirement involves taking a clear look at your savings, understanding the costs you'll face, and planning for a long retirement. Are you ready to discover your readiness?
Estimate your expected retirement savings
Answer some basic financial questions, and the Retirement Calculator can let you know if you're on the right track to retire or if you need to update your savings strategy.
Exploring different strategies
Is an IRA right for you?
Learn about five common scenarios in which an IRA might be a good option to consider adding to your savings strategy.
How to stay on top of your retirement savings
Regularly reviewing your investment strategies, adjusting your contributions based on financial goals and life changes, and keeping an eye on your overall financial plan are all part of the strategy.
Understanding how time can affect savings
How much could waiting to save for retirement cost you?
When it comes to putting away funds for retirement, time really is money. The sooner you begin saving, the more advantages you'll have.
What to know about catch-up contributions
If you're 50 or older, you can contribute extra funds to your retirement accounts—beyond the standard limits. This can help boost your retirement nest egg, especially if you started saving later.
Retiring early
Can you afford to retire early?
Planning for early retirement starts with assessing your savings, expected expenses, and long-term financial needs. Factors like health care costs, inflation, and investments will also play major roles.
Retiring early? 5 key points about the rule of 55
The rule of 55 allows you to withdraw money from your 401(k) or 403(b) without a penalty if you leave your job in the year you turn 55 or later. If this situation applies to you, you could have more flexibility in early retirement.
Next steps
Learn more about IRAs.
Individual Retirement Accounts (IRAs) can complement a 401(k) or other employer-sponsored retirement plan. Schwab offers multiple types of IRAs to help you work toward your retirement goals.
Transition from saving to spending.
When you're ready to make the shift from saving for retirement to spending your retirement income, Schwab can help. See our four-step approach to making the transition.
Make a plan for your finances.
No matter what your goals are, Schwab can help you make a plan to reach them. Learn more about what financial planning is, see how to access your complimentary financial plan, or get guidance from a professional.
Have questions? We're here to help.
Call
If you live in the U.S., call 800-654-2593.
If you live outside the U.S., visit the Contact Us page to find your country's local number.
Our specialists are available Monday through Friday, 24 hours a day.
Chat
Log in to your account, head to the Equity Awards tab, and select the chat icon to be connected directly with a Stock Plan Services Specialist.
Access resources
Have questions about navigating your equity account? Searching for a specific form?
Visit our Videos & Forms page for helpful resources.