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Make a financial plan part of your education planning.

College may be in your family's distant future, but if you start saving money today, you may save yourself a lot of trouble later. Your equity compensation can help.

Saving for education

Calculator

How much should you try to save? Find out now.

Not sure which factors to consider when planning to save for your student's future? Let our College Savings Calculator crunch the numbers for you.

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ESTIMATED LISTENING TIME: 40 MIN

How can you save for college?

College is more expensive than ever, but there are strategies and solutions that can help. Learn how to navigate the financial side of higher learning.

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ESTIMATED READING TIME: 8 MIN

8 mistakes to avoid when planning for college costs

It's important to be smart about saving for college. Learn about common mistakes of college planning and how to avoid them.

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Understanding college savings accounts

ESTIMATED READING TIME: 7 MIN

Saving for college: 529 college savings plans

There is more than one way to save for higher education. Understanding what will work best for your situation and life goals is crucial. Explore what's possible with 529 college savings plans.

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ESTIMATED READING TIME: 5 MIN

Saving for college: Coverdell Education Savings Accounts

Investing in a Coverdell Education Savings Account (ESA) for your child's education means you don't have to pay taxes on investment income or capital gains that accrue inside the account. Find out how it compares with a 529.

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ESTIMATED READING TIME: 6 MIN

Comparing education savings accounts

Learn about three common types of accounts available to help with saving for education. And find out which one might be right for you—and how much you could stand to save in taxes.

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ESTIMATED READING TIME: 2 MIN

5 costly college savings mistakes to avoid

Take full advantage of your 529 benefits by steering clear of these common savings blunders.

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Paying off student loans

ESTIMATED READING TIME: 3 MIN

Should you save for retirement or pay off student loans?

Managing student debt while still trying to invest in your future can seem intimidating. But you don't have to choose one over the other.

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Next steps

Get resources that can help.

Whether you're just getting started or have been saving for a while, Schwab has resources that can help you compare savings plans and explore your different options.

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Make a plan for your finances.

No matter what your goals are, Schwab can help you make a plan to reach them. Learn more about what financial planning is, see how to access your complimentary financial plan, or get guidance from a professional.

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Have questions? We're here to help.

  • Call

    If you live in the U.S., call 800-654-2593.

    If you live outside the U.S., visit the Contact Us page to find your country's local number.

    Our specialists are available Monday through Friday, 24 hours a day.

  • Chat

    Log in to your account, head to the Equity Awards tab, and select the chat icon to be connected directly with a Stock Plan Services Specialist.

  • Access resources

    Have questions about navigating your equity account? Searching for a specific form?

    Visit our Videos & Forms page for helpful resources.

The information and content provided herein is general in nature and is for informational purposes only. It is not intended, and should not be construed, as a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager) to help answer questions about specific situations or needs prior to taking any action based upon this information.

Investing involves risk, including loss of principal.

Investors should consider, before investing, whether the investor's or designated beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available in such state's qualified tuition program.

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