Overcome debt on your terms.
Understanding debt is the first step toward managing it. By leveraging resources like your equity compensation, you can potentially increase stability and open doors to more financial opportunity. We've got the resources and support you need to get started.
Debt basics
Good debt vs. bad debt
Debt isn't necessarily bad for your financial health. If used wisely, it can be part of an overall wealth-building plan. Learn the differences between healthy and unhealthy debt and how good debt can play into your long-term goals.
How to pay off debt
Explore different approaches to paying off debt and consider what might be the best for your situation and your financial goals.
Managing debt
Three ways to get out of debt
If you feel overwhelmed by debt, you're not alone. There are strategies for digging yourself out if you're willing to make a few sacrifices.
Tips for paying off student loans
Paying off student loan debt is likely one of your top priorities, whether you're a new grad or you earned your degree years ago. Developing a plan is the first step.
Understanding credit
How to use credit cards wisely
Using credit cards the smart way means two things: choosing cards with high reward rates that align with your spending habits and paying off your balance in full every month.
How to create a credit card debt exit plan
Create a credit card debt exit plan by calculating your total debt, choosing a payoff strategy (avalanche or snowball), and avoiding new debt.
Next Steps
Learn more about our solutions for strategic borrowing.
To help with your borrowing needs, we offer access to margin loans, mortgages, home equity lines, and non-purpose lines of credit.
Make a plan for your finances.
No matter what your goals are, Schwab can help you make a plan to reach them. Learn more about what financial planning is, see how to access your complimentary financial plan, or get guidance from a professional.
Have questions? We're here to help.
Call
If you live in the U.S., call 800-654-2593.
If you live outside the U.S., visit the Contact Us page to find your country's local number.
Our specialists are available Monday through Friday, 24 hours a day.
Chat
Log in to your account, head to the Equity Awards tab, and select the chat icon to be connected directly with a Stock Plan Services Specialist.
Access resources
Have questions about navigating your equity account? Searching for a specific form?
Visit our Videos & Forms page for helpful resources.