Equity could be your key to homeownership.

Thinking about buying a home or investment property? Your equity can help open the door, and Schwab can help with tools and resources to support you on your journey to homeownership.

First-time home buyers

ESTIMATED READING TIME: 4 MIN

Should you buy a home? 5 things to do first

Buying a home is a big decision—financially and personally. It's important to consider all the potential impacts on both your wallet and your lifestyle. These five tips can help you in the decision process.

ESTIMATED READING TIME: 2 MIN

Getting ready: 7 tips for the first-time home buyer

The home-buying process can seem daunting. But we have valuable tips—like how much cash to put down, how to improve your credit score, and how to get preapproved for a loan—to help make the experience a lot easier.

Understanding down payments

ESTIMATED READING TIME: 4 MIN

Affording a down payment is all about strategy

Looking to put money down on a home? By following certain rules of thumb, you can increase your chances of saving enough for a down payment sooner rather than later.

Taking on a second home

ESTIMATED READING TIME: 5 MIN

Buying, renting, and selling a second home

Strategic planning is key when buying, renting, and selling a second home. Consider how market conditions, tax implications, and your personal financial situation might guide your decisions.

Homeownership and retirement

ESTIMATED VIEWING TIME: 3 MIN

Planning priorities: Saving for retirement and a home

How do you save for the near-future goal of home ownership and the distant-future goal of retirement at the same time? Adjusting elements like time frame, total loan amount, and down payment for your specific financial situation can help.

ESTIMATED LISTENING TIME: 32 MIN

Should you pay off your mortgage before you retire?

If you're nearing retirement, does it make sense to pay off your mortgage in advance? Should you just continue making your normal payments? Are there other forms of debt that should take priority? Find out.

Next steps

Explore loan options.

Whether you're buying your first home, investing in property, or moving someplace new, Schwab Bank and Rocket Mortgage® can help you get the loan you need.

Make a plan for your finances.

No matter what your goals are, Schwab can help you make a plan to reach them. Learn more about what financial planning is, see how to access your complimentary financial plan, or get guidance from a professional.

Have questions? We're here to help.

Call

If you live in the U.S., call 800-654-2593.

If you live outside the U.S., visit the Contact Us page to find your country's local number.

Our specialists are available Monday through Friday, 24 hours a day.

Chat

Log in to your account, head to the Equity Awards tab, and select the chat icon to be connected directly with a Stock Plan Services Specialist.

Access resources

Have questions about navigating your equity account? Searching for a specific form?

Visit our Videos & Forms page for helpful resources.