Manage your finances. Your way.

Your equity compensation can help you build a solid financial foundation. And understanding your finances is crucial to identifying—and achieving—your financial goals. Get started on the right foot with resources, products, and tools that allow you to define and work toward your unique needs.

A person sits at a desk in front of an open laptop, looking at a notebook to their right.

Getting started

ESTIMATED VIEWING TIME: 7 MIN

Managing money: Six principles of personal finance

Take a closer look at six personal finance topics that can have a huge impact on your life: budgeting, saving, debt, taxes, insurance, and retirement.

ESTIMATED VIEWING TIME: 5 MIN

How to prioritize your savings: A few principles to follow

You know you're supposed to be saving, but where do you even start? Understanding a few principles of saving can help you prioritize your goals and figure out where to put your money.

Saving for an emergency fund

ESTIMATED VIEWING TIME: 2 MIN

How to save for an emergency fund

Saving for an emergency fund is one of the most important savings goals, but how much do you really need? Learn what you can do to protect yourself financially.

Budgeting

ESTIMATED VIEWING TIME: 4 MIN

How to budget: Three strategies for avoiding common pitfalls

Budgeting isn't always easy, but there are strategies that can help you succeed. Taking advantage of technology, keeping your expectations realistic, and being flexible can help you make a budget you can stick to.

ESTIMATED READING TIME: 5 MIN

How to create a monthly budget

Budgeting is about understanding the relationship between your income and your expenses. With a monthly budget, you can keep track of where all your money goes and set aside cash to save for your goals.

Understanding equity

ESTIMATED READING TIME: 4 MIN

Discover how equity fits into your portfolio

Equity compensation has the potential to be a significant source of income if you know how to make the most of it. That means knowing which stocks or options you have, when they vest, and what to do at tax time.

ESTIMATED LISTENING TIME: 28 MIN

What should you do with your employee stock?

Whether in the form of options, restricted stock units, an employee stock purchase plan, or some other equity compensation, many companies offer employee stock. But once you have it, what should you do with it?

ESTIMATED READING TIME: 4 MIN

4 common biases that affect financial decisions

Emotional biases like loss aversion and overconfidence can have a negative impact on your financial decisions. Clear goals and objective advice can help.

Next Steps

Create your complimentary financial plan.

Looking to better manage income, assets, and investments as you move toward retirement and beyond? Test potential plans with the help of our short questionnaire and interactive tools.1

Start building your emergency fund.

Once you’re ready to start saving for an emergency fund, you’ll need a place to put it. A Schwab Bank Investor Checking™ account can be conveniently linked to your Schwab One® brokerage account,2 making it easy to transfer money back and forth.

Have questions? We're here to help.

Call

If you live in the U.S., call 800-654-2593.

If you live outside the U.S., visit the Contact Us page to find your country's local number.

Our specialists are available Monday through Friday, 24 hours a day.

Chat

Log in to your account, head to the Equity Awards tab, and select the chat icon to be connected directly with a Stock Plan Services Specialist.

Access resources

Have questions about navigating your equity account? Searching for a specific form?

Visit our Videos & Forms page for helpful resources.