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Welcome to automated investing.

Where our robo-advisors can help build and manage your portfolio.

Automated investing with human help when you need it.

With automated investing, intelligent algorithms simplify the investing processes by building, monitoring, and automatically rebalancing your portfolio—all based on your goals.

Meet Schwab Intelligent Portfolios.

Schwab Intelligent Portfolios1 is Schwab's automated investment advisory service that can help you diversify investments and stay on track for any of your financial goals. Our innovative technology works hard so you don't have to. Available with a competitive minimum balance, our robo-advisor monitors and rebalances a diversified portfolio of low-cost ETFs tailored to help meet your individual needs, paired with 24/7 live support.

Want professional guidance too?

Schwab Intelligent Portfolios Premium is our automated investment advisory offering for investors. This service includes the power of Schwab Intelligent Portfolios plus unlimited one-on-one guidance from a CERTIFIED FINANCIAL PLANNER™ professional.

Learn more about Schwab Intelligent Portfolios
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So what exactly is a robo-advisor, anyway?

  • So what exactly is a robo-advisor, anyway?

    Illustration: A collection of question marks with one being lifted by a crane arm

    Robo-advisors are rising in popularity, but how do they work—and how can they be personalized to help you meet your specific goals?

    Learn more about robo-advisors

  • Not all robo-advisors are the same. Here's how ours measures up.

    Illustration: A pair hands holding a table and reviewing financial information

    There are a lot of misconceptions about roboadvisors—like how they all charge similar investment fees or their portfolios are one-sizefits-all. The truth? Various intelligent portfolios offer different things, so it's important to compare.

    See the comparison

  • 5 ways robo-advisors could augment your financial strategy.

    Illustration: A person, viewable through a window, sitting at a desk in an office reviewing financial Information on two computer screens

    Whether you're organizing your portfolio, considering IRAs, or generating steady income for retirement, robo-advisors can help you achieve a variety of goals.

    Discover how robo-advisors can help

Explore more financial resources.

Explore more financial resources.

Get tools, articles, and solutions for reaching your financial goals.

Browse our insights and education

Contact

Ready to start a conversation?

Whatever your financial needs might be, we have experienced professionals here to help you with them.

Call 800-654-2593.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. Investing involves risk, including loss of principal.

1. Your company may offer special arrangements for Schwab Intelligent Portfolios as part of your company benefits. Reach out to your company contact for more information.

Please read the Schwab Intelligent Portfolios Solutions™ disclosure brochures for important information, pricing, and disclosures related to the Schwab Intelligent 
Portfolios and Schwab Intelligent Portfolios Premium programs.

Schwab Intelligent Portfolios and Schwab Intelligent Portfolios Premium are made available through Charles Schwab & Co. Inc. ("Schwab"), a dually registered investment advisor and broker dealer.

Portfolio management services are provided by Charles Schwab Investment Management, Inc. ("CSIM"). Schwab and CSIM are subsidiaries of The Charles Schwab Corporation.

Schwab Intelligent Income is available in both Schwab Intelligent Portfolios and Schwab Intelligent Portfolios Premium. There is no advisory fee or commissions charged for Schwab Intelligent Portfolios. For Schwab Intelligent Portfolios Premium, there is an initial planning fee of $300 upon enrollment and a $30-per-month advisory fee charged on a quarterly basis as detailed in the Schwab Intelligent Portfolios Solutions™ disclosure brochures. Investors in Schwab Intelligent Portfolios and Schwab Intelligent Portfolios Premium (collectively, “Schwab Intelligent Portfolios Solutions”) do pay direct and indirect costs. These include ETF operating expenses which are the management and other fees the underlying ETFs charge all shareholders. Schwab does not charge an advisory fee for the SIP Program in part because of the revenue Schwab Bank generates from the cash allocation (an indirect cost of the Program). The portfolios include a cash allocation to FDIC‐insured Deposit Accounts at Charles Schwab Bank, SSB ("Schwab Bank"). Schwab Bank earns income on the deposits, and earns more the larger the cash allocation. The lower the interest rate Schwab Bank pays on the cash, the lower the yield. Some cash alternatives outside of Schwab Intelligent Portfolios Solutions pay a higher yield. Schwab Intelligent Portfolios Solutions invests in Schwab ETFs. A Schwab affiliate, Charles Schwab Investment Management Inc., receives management fees on those ETFs. Schwab Intelligent Portfolios Solutions also invests in third-party ETFs. Schwab receives compensation from some of those ETFs for providing shareholder services, and also from market centers where ETF trade orders are routed for execution. Fees and expenses will lower performance, and investors should consider all program requirements and costs before investing. Expenses and their impact on performance, conflicts of interest, and compensation that Schwab and its affiliates receive are detailed in the Schwab Intelligent Portfolios Solutions disclosure brochures.

Schwab Intelligent Portfolios and Schwab Intelligent Portfolios Premium are designed to monitor portfolios on a daily basis and will also automatically rebalance as needed to keep the portfolio consistent with the client’s selected risk profile. Trading may not take place daily.

Diversification, automatic investing and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.

Schwab Intelligent Portfolios® and Schwab Intelligent Portfolios Premium® are made available through Charles Schwab & Co., Inc. ("Schwab"), a dually registered investment adviser and broker dealer. Portfolio management services are provided by Charles Schwab Investment Management, Inc. ("CSIM"). Schwab and CSIM are subsidiaries of The Charles Schwab Corporation.

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Investment and Insurance Products Are: Not FDIC Insured • Not Insured by Any Federal Government Agency • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or any of its Affiliates • Subject to Investment Risks, Including Possible Loss of Principal Amount Invested

The Charles Schwab Corporation provides a full range of brokerage, banking, and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. ("Schwab") (Member SIPC), is registered by the Securities and Exchange Commission ("SEC") in the United States of America and offers investment services and products, including Schwab brokerage accounts, governed by U.S. state law. Schwab is not registered in any other jurisdiction. Neither Schwab nor the products and services it offers may be registered in your jurisdiction. Its banking subsidiary, Charles Schwab Bank, SSB (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade, maintenance, or for other reasons.

This site is designed for U.S. residents. Non-U.S. residents are subject to country-specific restrictions. Learn more about our services for non-U.S. residents.

Not all products, services, or investments are available in all countries. Nothing on this website is an offer to sell or a solicitation of an offer to buy securities, products or service, by any person or entity in any jurisdiction or country where such distribution or us would be contrary to law or regulation. EU-U.S., UK Extension, Swiss-U.S., Data Privacy Framework.

© 2024 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. Unauthorized access is prohibited. Usage will be monitored.

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