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Accounts for non-U.S. residents

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Once you open or link your Schwab One International® brokerage account, you'll be able to receive and hold or sell your equity awards, as well as access our service representatives and investment education resources. 

Depending on your country of residence, you'll be eligible to open one of two different types of brokerage accounts:

Accounts for non-U.S. residents - Table

Fully featured account Limited purpose account

Receive and hold or sell equity awards

 Yes Yes

Link Schwab One International brokerage account to Schwab Equity Award Center®

 Yes Yes

Access educational resources

 Yes Yes

Chat with service representatives

 Yes Yes

Trade securities beyond your company equity

 Yes -

Apply for a debit card*

 Yes -

Access options, fixed income, and eligible offshore mutual funds*

 Yes -

*Product availability varies by jurisdiction.

No opening or maintenance fees

  • No fee to open or maintain either type of account

Reliable support

  • Access to financial professionals 
  • Satisfaction Guarantee1

Educational resources

To see what kind of account you can open or to learn more, visit our International Account FAQs for Participants.

 

Open an international account.

Before you start, be sure to have the following:

  • Your company's ticker symbol. Tooltip
  • Your employee ID number. Tooltip
  • Personal mailing address (do not use your company's address when asked for your legal address).
  • Your passport or government ID. Learn above government IDs. Tooltip
See the step-by-step guide

Important: If you live outside the U.S., you will be prompted to complete a required tax declaration form called a W-8BEN form. Non-U.S. citizens living in the U.S. do not need to complete a W-8BEN form. See below for more details.

Ready to get started?

After opening an account, log in using your new credentials to view your equity awards and more. You should be able to access your account to view your awards within 48 hours.

Note: If you're an international employee currently living in the U.S., you should open an account for U.S. residents.

Don't forget: You need to fill out a W-8BEN tax form.

What is a W-8BEN? 

Short answer: It's a tax form that helps ensure you aren't overtaxed. If your employer is based in the U.S. and you live outside of the country, you'll need to fill out and submit the form to help determine proper tax reporting and withholdings. However, if you're a non-U.S. citizen living in the U.S., you do not need to complete a W-8BEN form. 

Why do I need to fill this out? 

To ensure that you're taxed at the correct rate for where you live and to avoid any unnecessary withholdings, you're required to complete the W-8BEN when you open an account and then again every three years. 

How do I complete the W-8BEN? 

Follow our step-by-step guide, and watch the video on how to complete the W-8BEN form.

Ready to get started?

Check out our W-8BEN guide for step-by-step instructions on how to complete this form.

View guide

How to link your existing Schwab One International account:

Already have a Schwab One International account? You'll need to link it to your Equity Award Center profile.

Fill out the Employee Stock Option Exercise, Equity Award, and Equity Award Center® Agreement.

Log in to your account and upload the form to the Message Center.

Wait for confirmation that your account has been linked. This process can take up to 10 days.

Have questions? We're here to help.

Call

If you live in the U.S., call 800-654-2593.

If you live outside the U.S., visit the Contact Us page to find your country's local number.

Our specialists are available Monday through Friday, 24 hours a day.

Chat

Log in to your account, head to the Equity Awards tab, and select the chat icon to be connected directly with a Stock Plan Services Specialist.

Access resources

Have questions about navigating your equity account? Searching for a specific form?

Visit our Videos & Forms page for helpful resources.

 

1. Schwab Satisfaction Guarantee: If you are not completely satisfied for any reason, at your request Charles Schwab & Co., Inc. ("Schwab"), Charles Schwab Bank, SSB ("Schwab Bank"), or another Schwab affiliate, as applicable, will refund any eligible fee related to your concern. Refund requests must be received within 90 days of the date the fee was charged. Two kinds of "Fees" are eligible for this guarantee: (1) "Program Fees" for the Schwab Wealth Advisory ("SWA"), Schwab Managed PortfoliosTM ("SMP"), Schwab Intelligent Portfolios Premium® ("SIP Premium"), and ManagedAccountConnection® ("Connection") investment advisory services sponsored by Schwab (together, the "Participating Services"); and (2) commissions and fees listed in the Charles Schwab Pricing Guide for Individual Investors or the Charles Schwab Bank Pricing Guide. 

For more information about Program Fees, please see the disclosure brochure for the Participating Service, made available at enrollment or any time at your request. The Connection service includes only accounts managed by Charles Schwab Investment Management, Inc., an affiliate of Schwab. The guarantee does not cover Program Fees for accounts managed by investment advisors who are not affiliated with Schwab or managed by Schwab-affiliated advisors outside of the SWA, SMP, SIP Premium, and Connection services. 

The guarantee is only available to current clients. Refunds will only be applied to the account charged and will be credited within approximately four weeks of a valid request. No other charges or expenses, and no market losses will be refunded. Other restrictions may apply. Schwab reserves the right to change or terminate the guarantee at any time.

AHA34598

(0924-MB18)
Investment and Insurance Products Are: Not FDIC Insured • Not Insured by Any Federal Government Agency • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or any of its Affiliates • Subject to Investment Risks, Including Possible Loss of Principal Amount Invested

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This site is designed for U.S. residents. Non-U.S. residents are subject to country-specific restrictions. Learn more about our services for non-U.S. residents.

Not all products, services, or investments are available in all countries. Nothing on this website is an offer to sell or a solicitation of an offer to buy securities, products or service, by any person or entity in any jurisdiction or country where such distribution or us would be contrary to law or regulation. EU-U.S., UK Extension, Swiss-U.S., Data Privacy Framework.

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