Charles Schwab & Co., Inc. ("Schwab"), makes "Information," including real-time market data such as quotations, available to you pursuant to the terms and conditions set forth in an "Electronic Services Agreement" to which you will agree to as part of this process (the "Agreement"). This Addendum applies to your online receipt and use of Information provided to Schwab by (1) the New York Stock Exchange, each Consolidated Tape Association participant, and each Consolidated Quotation participant, and (2) Nasdaq (collectively, the "Authorizing Entities").

1. NONPROFESSIONAL SUBSCRIBER DEFINITION - Solely for the purpose of Schwab’s market data arrangements with the Authorizing Entities, "Nonprofessional Subscriber" means any natural person who is not:

(a) registered or qualified with the Securities and Exchange Commission (the "SEC"), the Commodities Futures Trading Commission, any state securities agency, any securities exchange or association, or any commodities or futures contract market or association.

(b) engaged as an "investment advisor" as that term is defined in Section 202(a)(11) of the Investment Advisor’s Act of 1940 (whether or not registered or qualified under that Act), nor

(c) employed by a bank or other organization exempt from registration under Federal and/or state securities laws to perform functions that would require him or her to be so registered or qualified if he or she were to perform such functions for an organization not so exempt.